Terms of Service

Last Updated: October 2023

Jurisdiction: Edmonton, Alberta, Canada

Legal Disclaimer

The information provided on this website is for educational and informational purposes only. Fair Linen does not provide financial, investment, or legal advice. This document is a standard template and does not replace professional legal consultation. Robo-advising involves risks, including the loss of principal.

1. Acceptance of Terms

By accessing and using the website operated by Fair Linen, you agree to comply with and be bound by these Terms of Service. These terms constitute a legally binding agreement between you and Fair Linen regarding your use of our digital platforms, including all content, functionality, and services offered.

If you do not agree to these terms, you must immediately cease all use of the website. Your continued use of the site following the posting of changes to these terms will be deemed your acceptance of those changes.

2. Description of Services

Fair Linen provides an information-based platform focused on robo-advising in Canada, specifically tailored for the Edmonton market and local economic indicators. Our services include:

  • Comparative analysis of Canadian robo-advisor platforms.
  • Educational content regarding TFSA and RRSP tax-efficiencies.
  • Algorithmic insights into risk tolerance and market volatility.
  • Local economic data relevant to investors in Alberta.

We do not act as a portfolio manager, investment dealer, or financial advisor under the Securities Act (Alberta). We do not execute trades or hold client funds.

3. Prohibited Use and Conduct

You agree not to use the website for any purpose that is unlawful or prohibited by these Terms. Prohibited activities include, but are not limited to:

  • Attempting to interfere with the proper working of the site or bypassing any security measures.
  • Using automated systems (robots, spiders, or scrapers) to harvest data from our platform without express written consent.
  • Misrepresenting your identity or providing false information regarding your financial status or risk tolerance.
  • Engaging in any conduct that restricts or inhibits any other user from using or enjoying the website.

4. Intellectual Property Rights

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Fair Linen, its licensors, or other providers of such material and are protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are permitted to use the website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website.

5. Disclaimer of Warranties

YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. FAIR LINEN EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Fair Linen makes no warranty that (i) the website will meet your requirements; (ii) the website will be uninterrupted, timely, secure, or error-free; or (iii) the results that may be obtained from the use of the website will be accurate or reliable.

6. Limitation of Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL FAIR LINEN, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

This includes, without limitation, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, or loss of data, even if foreseeable.

7. Governing Law and Jurisdiction

All matters relating to the website and these Terms of Service, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the Province of Alberta and the federal laws of Canada applicable therein, without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms of Service or the website shall be instituted exclusively in the courts of Edmonton, Alberta, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms of Service in your country of residence or any other relevant country.

8. Navigation and Links

9. Contact Information

To ask questions or comment about these Terms of Service, contact Fair Linen at:

Fair Linen Administration

Address: 10235 101 St NW, Edmonton

Phone: +1 (640) 663-8815

Email: